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Best Crypto Credit and Debit Cards 2022
Find the best Crypto and Bitcoin Debit, Prepaid and Credit Cards in our list. Earn rewards and get up to 8% cashback while you are able to spend your cryptocurrency worldwide.
Best Crypto and Bitcoin Debit, Prepaid and Credit Cards list
Find the best Crypto and Bitcoin Debit, Prepaid and Credit Cards in our list.
The companies listed below have partnered with Visa or MasterCard to offer crypto cards. Since VISA and Mastercard are the two most commonly used payment providers globally, crypto cards make crypto payments universally accepted around the world by retailers. The retailer still receives fiat currency.
No Financial Advice, Information only. Do your own research
Company
Cost
Cashback
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Crypto.com - Best Crypto Card
We think Crypto.com has the best crypto cards since they have the best cashback and reward system. With crypto.com you can get
1.Up to 8% cashback*
2. Free Spotify*
3. Free Netflix*
4. Free Amazon Prime*
5. 10% on Expedia*
6. 10% on AirBNB*
7. Airport loung access*
8. Crypto_com private club*
9. Earn interest on your staked CRO*
10. Exclusive Merchandise Welcome Pack*
11. Private Jet Partnership*
12. Free ATM Withdrawal per month*
13. Free Currency Exchange Transactions Per Month*
*You have to stake CRO to receive these rewards. There are different requirements for different rewards.
Crypto.com CRO VISA Card
Crypto.com is offering the best crypto card on the market. This is a prepaid VISA card which is very similar to a debit VISA card.
The Crypto.com CRO VISA card comes in different colors and different reward levels. The rewards you get depends on how much CRO you stake in the Crypto.com app.
Some of the CRO VISA card rewards include up to 8% cashback, free Spotify, free Netflix, free Amazon Prime, 10% off from AirBNB, free Airport lounge access and much more.
The CRO VISA card staking requirements ranges from 0-350.000 EURO equivalents in CRO.
If you sign up with us and stake 350 EURO in CRO for the Ruby metal VISA card you will get a $25 sign up bonus.
Binance VISA card and Cashback
The Binance Card, powered by Swipe, works like a traditional VISA debit card, but instead of fiat, you’ll be holding digital assets, such as BTC, BNB, and BUSD.
Your card is linked to a Card Wallet within your Binance account, and you can replenish this wallet with funds stored in your Spot Wallet.
You can get up to 8% cashback on your Binance VISA card and the requirements are to hold BNB in your Binance account. The amount of BNB to hold ranges from 0-600 BNB and the cashback ranges from 0.1-8%.
If you sign up with Binance via our referral link you will get -20% on all fees ever charged by Binance.
BlockFi Bitcoin Credit Card
BlockFi is offering the first Bitcoin VISA credit card on the market.
Here, you will get 1.5% cashback on all purchases. There is no annual fee and no foreign transaction fees.
The BlockFi Rewards Credit Card is for US residents in qualified states (NY is excluded).
Since it is a credit card, you have to go through the pre-approval process to see if you qualify for a BlockFi Bitcoin Rewards Credit Card.
You have to create an account with BlockFi to get a credit card and you can get up to $250 bonus on your first deposit.
NEXO card cashback Rewards
While Binance, Crypto.com and BlockFi have partnered with VISA, NEXO has partnered with MasterCard to launch it´s crypto credit card.
The Nexo.io Mastercard is still in the early access phase of development and you need to download the NEXO app and order the card form there.
You can get up to 2% cashback, borrow rates from 0% APR, and save on FX fees for up to €20,000 per month.
In addition, you can get $10 sign up bonus if you deposit $100 or more and keep them for at least 30 days in your account.
Read our full NEXO review
Coinbase Crypto Debit Card
The Coinbase crypto debit card is available in the EU/UK and US. Is costs £4.95 / 4.95 € to order the card but there is no other reoccurring fees to hold the card.
Coinbase Card holders can choose to earn 1% cashback in ETH, DOGE, DAI or BTC. Also, users can earn 4% cashback in GRT or XLM, AMP, RLY according to the Coinbase blog. The rewards are only applicable for US users.
The Coinbase card is associated with certain fees for EU/UK users and for US users.
Read our Coinbase USA exchange review covering security, staking rewards and more information about the card.
Celsius Crypto Credit Card
The Celsius Network is about to launch their Celsius crypto credit card.
There is limited information about the card.
However, we know there will be no annual fees, no late payment fees, no foreign transaction fees, no ATM fees.
In addition, you can get a $50 sign up bonus with the Celsius Network if you deposit at least $400 and keep them for 30 days.
Read our full Celsius wallet review.
Uphold Crypto Debit Card
The Uphold crypto debit card has not been launched yet but you can sign the waiting list.
Uphold will offer 1% cashback on fiat purchases and 2% cashback on crypto purchases.
What are Crypto Cards?
What is a crypto debit card?
Crypto debit cards can be loaded with cryptocurrency to make online and in-store purchases from merchants that don’t accept cryptocurrencies. Binance VISA card is a debit card.
What is a crypto prepaid card?
A crypto prepaid debit card is funded with money before the purchase. With a debit card or prepaid card, you don’t have to worry about paying interest on your purchases. Crypto.com CRO VISA card is a prepaid card.
What is a crypto credit card?
A crypto credit card works in a similar way to an ordinary credit card. The difference with a crypto credit card is that you’ll be able pay off your balance with crypto. BlockFi, NEXO and Celsius have credit cards.
What crypto cards are available in EU?
- Crypto.com CRO VISA card is available for EU citizens.
- Binance VISA card is available for EU citizens.
- NEXO Mastercard debit card still have a waitlist
- Coinbase crypto debit card is available for EU citizens
What crypto cards are available in US?
- Crypto.com CRO VISA card is available for US citizens.
- The BlockFi Rewards Credit Card is for US residents in qualified states (NY is excluded)
- NEXO Mastercard debit card still have a wait-list
- Coinbase crypto debit card is available for US citizens
What crypto cards are available in UK?
- Crypto.com CRO VISA card is available for UK citizens.
- NEXO Mastercard debit card still have a waitlist
- Coinbase crypto debit card is available for UK citizens
Do crypto cards have any risks?
A crypto credit or debit card has all the same risks as the corresponding fiat cards. However, there are two additional risks you should be aware of.
- Your crypto funds stored on the card can lose their market value. Crypto markets are very volatile
- Any transactions you make with your card are likely to be taxable.
You can avoid both those risks by purchasing stablecoins to use with your crypto card. Stablecoins has a pegged value and will therefor not be volatile and there will be no taxable event when you use them.
What are the benefits of using a crypto card?
There are several benefits of using a crypto card
- You can use your crypto for everyday purchases
- Many crypto cards also come with benefits like cashback rewards up to 8%
- In addition, some providers, like Crypto.com, is offering discounts on Spotify, Netflix, Amazon Prime, AirBNB, Expedia and more.
Remember to compare exchange fees and ATM fees. Also, to get the best rewards with Binance and Crypto.com you have to stake a significant amount of crypto.