Welcome, here we will review the CRO Visa Card, the staking requirements and the rewards.
The CRO Visa card is a card service that belongs to Crypto.com.
In this CRO card review we will only focus on the card and the benefits you can get with the card.
If you are interested to learn about the Crypto.com App (which is necessary to download to receive the card) we recommend our specialized article, Crypto.com App Review.
What is the CRO Visa Prepaid card?
The CRO VISA card is a metal crypto card launched by Crypto.com. There are many different cards coming with different cashback, benefits and rewards. More about that in the next section.
The Crypto.com CRO Visa Card is a prepaid card. Prepaid cards are very similar to debit cards. The difference is that debit cards are linked to your bank account, but prepaid cards need to be topped up.
With the CRO VISA card, you can top up using bank account transfers, other credit/debit cards, or cryptocurrency.
In order for you to acquire a metal CRO Visa card and receive all its benefits, such as cashback up to 8% in CRO and free Netflix, Spotify and Amazon Prime accounts, you will need to Stake CRO for at least 6 months. The specific CRO amount to stake differs from card to card.
Anyone in the USA (49 states), the EU, UK, Brazil, Canada, Australia or Singapore can use the CRO Visa card to spend cryptos at around 60 millions of locations globally.
How to get $25 FREE with the Crypto.com App?
- Click on our referral link for Crypto.com
- Complete signup and pass KYC
- Stake at least 350 EURO for the Ruby CRO Visa Card
- Referral code: mcmk7qgbhh
CRO Visa card Cashback, Benefits and rewards
Crypto.com offers extreme good cashback, rewards, benefits and purchase rebates with its CRO VISA card.
You can enjoy free Spotify, free Netflix, and free Amazon Prime. In addition, you can get up to 8% cashback and free access to airport lounges around the world.
An ongoing CRO Token staking lockup is required to continue receiving cashback and all the other rewards and benefits.
See some of the benefits in the table below.
CRO VISA card benefits and limits
The limit for the purchase rebates are as follow:
- Expedia: Up to 10% of each purchase with a US$50 limit per month
- Airbnb: Up to 10% of each purchase with a US$100 limit per month
- Spotify: Up to US$12.99 per month
- Netflix: Up to US$12.99 per month
- Amazon Prime: Up to US$12.99 per month rebate of membership fee
See the screenshot below for a full table of the cashback, benefits and rewards.
Different CRO VISA card With different staking requirements
Below you can see the five different categories of CRO Visa cards and the required staking for each category
- Obsidian, 350.000 EURO
- Frosted Rose Gold and Icy White, 35.000 EURO
- Royal Indigo and Jade Green, 3.500 EURO
- Ruby Steel, 350 EURO
- Midnight Blue, No staking required
How do I apply for a CRO VISA card?
Download the Crypto.com App, complete the KYC and sign up for the CRO VISA card. The Crypto.com App is available both for Iphone and Android. As you can see in the colored square below, you will get a $25 bonus if you stake at least 350 EURO for the Rube Steel card.
How to get $25 FREE with the Crypto.com App?
- Click on our referral link for Crypto.com
- Complete signup and pass KYC
- Stake at least 350 EURO for the Ruby CRO Visa Card
- Referral code: mcmk7qgbhh
Purchase CRO tokens
You need to stake CRO tokens to receive a CRO VISA card according to the table with the different types of VISA card stated above in this article. CRO tokens can be purchased directly in the Crypto.com App:
- with your credit card (Visa/Mastercard)
- bank transfer via SEPA (EUR), ACH (USD), SWIFT, fiat top-up
You can also purchase CRO on crypto exchanges, such as Bittrex. If you buy the CRO tokens on an external exchange you need to deposit them into your Crypto.com Wallet to stake them for a CRO VISA card.
CRO Staking for CRO VISA card
You have to lock up your CRO for 6 months and after this you will be able to unlock and transfer the staked CRO tokens back to the Crypto.com App. You can either sell them for another cryptocurrency or continue to lock them to enjoy additional features.
The CRO card usage and benefits (Card Cashback, LoungeKey™ Access, fee-free ATM withdrawal limits and Interbank Exchange Rates) will remain the same, no strings attached.
Shipment of the CRO VISA card
You will be prompted to update the app and stake the CRO when the CRO VISA card is ready for shipment, if you don’t already have done this.
How do I activate my CRO VISA card?
When you have received your CRO VISA card you must activate it. Complete these steps:
- Click on the card icon in the applower right hand corner)
- Click on “Activate My Card” button
- Enter you 3 digit CVV. You find this on the backside of your CRO VISA card
- Create and enter your personal PIN code*
- Top up your CRO VISA card.
*All EU & UK cards come with a preset 4-digit PIN. This view-only PIN can be found under Card > Settings. Setting a personalised PIN can be done at a VISA ATM.
When will I receive CRO VISA cashback?
You will earn CRO tokens cashback for every purchase you make and it will be credited immediately after the purchase. Those CRO tokens are not created out of thin air but is bought from exchanges using Crypto.com´s trading algorithm.
Receive Interest payments on your CRO Staking
On top of all Visa card rewards, you will also receive interest on your CRO staking. The interest rate is also very good, up to 12% and it´s paid every 7 days. This is a great way to crypto passive income.
More features in the Crypto.com app
To be able to apply for the CRO Visa card you must sign up and download the Crypto.com app. However, the CRO VISA card is not the only feature you find in the app.
You will also find
- Crypto wallet
- Track features
- Fiat wallet
- Recurring buy
- Pay
- Supercharger
- Credit
- Earn
Read more about all these features in our Crypto.com mobile app review and sign up code.
Crypto.com Desktop Exchange
Crypto.com is not anly a mobile app. If you sign up for the desktop exchange, you will find additional features.
One awesome feature is the Crypto.com supercharger feature.
Here, you will have the chance to stake CRO for liquidity mining and earn some passive income on your CRO holdings. You can deposit any time and withdraw any time. Also, the minimum deposit is very low. Read more about Crypto.com supercharger and profitability.
Crypto.com CRO VISA card VS NEXO card
In the table below, we have compared two of the best crypto cards on the market.
Crypto.com prepaid CRO VISA card is compared to NEXO credit card connected to Mastercard.
Read more about NEXO and the NEXO card in our article NEXO interest rates and referral link.
- Yearly Cost
- Free
- Free
- Cashback
- 1-8%
- 2%
- Card
- Prepaid
- Credit
- SignUp Bonus
- $25*
- $25**
- Staking Req.
- Yes
- No
- Countries
- EU, UK, US, Canada, Brazil, Australia, Singapore
- US
- More Benefits
- Netflix
- Spotify
- Amazon Prime
- Airport Lounge
- -
*Terms and conditions apply.
**NEXO signup bonus of $25 is related to their interest account.
Crypto.com CRO VISA card VS NEXO card
In the table below, we have compared two of the best crypto cards on the market.
Crypto.com prepaid CRO VISA card is compared to Binance VISA debit card.
Binance is offering quite good cashback but the staking requirements (holding BNB) is very high. To reach 8% cash back you need to hold 600 BNB on your account. This is similar to Crypto.com staking requirements to acheive the 8% cashback level.
However, with Crypto.com you will get a lot more additional rewards and benefits as you can see in the screenshot in this article with all the Crypto.com CRO VISA card rewards.
- Yearly Cost
- Free
- Free
- Cashback
- 1-8%
- 0.1-8%
- Card
- Prepaid
- Debit
- SignUp Bonus
- $25*
- -
- Staking Req.
- Yes
- Yes
- Countries
- EU, UK, US, Canada, Brazil, Australia, Singapore
- EU, Norway, Iceland, Gibraltar
- More Benefits
- Netflix
- Spotify
- Amazon Prime
- Airport Lounge
- -
*Terms and conditions apply.
