CRO VISA Card Staking Requirements and Rewards MCO Visa cards

In this review, we will go through the CRO Visa Card and give you a referral code where you will have the chance to grab $25 FREE.

The CRO Visa card is a card service that belongs to This used to be called MCO VISA card. CRO is the other native currency by used to support two native tokens but nowadays they only have CRO.

In this CRO card review we will only focus on the card and the benefits you can get with the card. 

If you are interested to learn about the App (which is necessary to download to receive the card) we recommend our specialized article, App Review.


CRO Visa card Staking

The CRO VISA card used to require MCO staking but now it requires CRO staking. CRO Visa cards are prepaid cards that can be topped up with cryptocurrencies including Bitcoin (BTC), Ether (ETH), Litecoin (LTC), XRP, and’s native CRO token.

In order for you to acquire a metal CRO Visa card and receive all its benefits, such as cashback up to 8% in CRO and free Netflix, Spotify and Amazon Prime accounts, you will need to Stake CRO for at least 6 months. The specific CRO amount to stake differs from card to card.

Anyone in the USA (49 states), the EU, or Singapore can use the CRO Visa card to spend cryptos at millions of locations globally.

How to get $25 FREE with the App?

  1. Click on our referral link for
  2. Complete signup and pass KYC
  3. Stake at least $400 USD for the Ruby CRO Visa Card
  4. Referral code: mcmk7qgbhh

CRO Visa card rewards offers extreme good rewards, benefits and purchase rebates with its CRO VISA card. 

You can enjoy free Spotify, free Netflix, and free Amazon Prime. In addition, you can get up to 8% cashback and free access to airport lounges around the world.

An ongoing CRO Token lockup is required to continue receiving purchase rebates.

See some of the benefits in the table below.


The limit for the purchase rebates are as follow:

Expedia: Up to 10% of each purchase with a US$50 limit per month 

Airbnb: Up to 10% of each purchase with a US$100 limit per month

Spotify: Up to US$12.99 per month

Netflix: Up to US$12.99 per month

Amazon Prime: Up to US$12.99 per month rebate of membership fee

What different CRO cards are there?

Below you can see the five different categories of CRO Visa cards and the required staking for each category

  1. Obsidian, 1,000,000 CRO staking (≅ 200,000 USD)
  2. Frosted Rose Gold and Icy White, 100,000 MCO Staking (≅ 20,000 USD)
  3. Royal Indigo and Jade Green, 10,000 CRO Staking (≅ 2,000 USD)
  4. Ruby Steel, 1000 CRO Staking (≅ 200 USD)
  5. Midnight Blue, No staking required

Updated staking rates for CRO Visa card 2 Nov 2020

Updated staking terms for CRO visa card

– Cardholders who maintain their current CRO Card Stake will continue to enjoy the benefits associated with their card, but:

– The new staking requirements will apply should the cardholder (1) upgrade their card tier or (2) unstake and restake their CRO Card Stake after 2 November 2020 07:00:00 UTC.

– Card upgrade fees are waived for all cardholders globally from 23 October 2020 to 2 November 2020 07:00:00 UTC.

How to get $25 FREE with the App?

  1. Click on our referral link for
  2. Complete signup and pass KYC
  3. Stake at least $400 USD for the Ruby CRO Visa Card
  4. Referral code: mcmk7qgbhh

How do I apply for a CRO VISA card?

  • Sign Up

Download the App, complete the KYC and sign up for the CRO VISA card. The App is available both for Iphone and Android.


  • Purchase CRO tokens

You need to stake CRO tokens to receive a CRO VISA card according to the table with the different types of VISA card stated above in this article. CRO tokens can be purchased directly in the App:

  1. with your credit card (Visa/Mastercard)
  2. bank transfer via SEPA (EUR), ACH (USD), SWIFT, fiat top-up

You can also purchase CRO on crypto exchanges, such as Bittrex. If you buy the CRO tokens on an external exchange you need to deposit them into your Wallet to stake them for a CRO VISA card.

  • CRO Staking for CRO VISA card

You have to lock up your CRO for 6 months and after this you will be able to unlock and transfer the staked CRO tokens back to the App. You can either sell them for another cryptocurrency or continue to lock them to enjoy additional features.

The CRO card usage and benefits (Card Cashback, LoungeKey™ Access, fee-free ATM withdrawal limits and Interbank Exchange Rates) will remain the same, no strings attached. 

  • Shipment of the CRO VISA card

You will be prompted to update the app and stake the CRO when the CRO VISA card is ready for shipment, if you don’t already have done this.

How do I activate my CRO card?

When you have received your CRO VISA card you must activate it. Complete these steps:


  1. Click on the card icon in the applower right hand corner)
  2. Click on “Activate My Card” button
  3. Enter you 3 digit CVV. You find this on the backside of your CRO VISA card
  4. Create and enter your personal PIN code*
  5. Top up your CRO VISA card.

*All EU & UK cards come with a preset 4-digit PIN.  This view-only PIN can be found under Card > Settings.  Setting a personalised PIN can be done at a VISA ATM.

When will I receive CRO cashback?

You will earn CRO tokens cashback for every purchase you make and it will be credited immediately after the purchase. Those CRO tokens are not created out of thin air but is bought from exchanges using´s trading algorithm.

Receive Interest payments on your CRO Staking

On top of all Visa card rewards, you will also receive interest on your CRO staking. The interest rate is also very good, up to 12%. This is a great way to crypto passive income.

More features in the app

To be able to apply for the CRO Visa card you must sign up and download the app. 

However, the Visa card is not the only feature in the app. Another awesome feature is the supercharger feature.


Here, you will have the chance to stake CRO for liquidity mining and earn some passive income on your CRO holdings. You can deposit any time and withdraw any time. Also, the minimum deposit is very low. Read more about supercharger and profitability.

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