Best Crypto Interest Rates APY

Find the Best Crypto Interest Rates APY and Higest Staking Rewards

Best Crypto Interest Rates APY

In the table below, you can find the best crypto interest rates APY for each top cryptocurrency. Compare Celsius, NEXO, Crypto.com, Binance Earn, YouHodler, Kraken, and BlockFi.

No Financial Advice, Information only. Do your own research

Crypto
-Click for all rates

Company Review

Best APY

Go
-Click For signUp

*Sign up bonuses with terms and conditions

**Reduction in fees

***Celsius Network is offering deposit bonus promo codes

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Best Crypto Interest Account SignUp Bonus

In the table below, you can find the best crypto sign up bonuses from our interest earning accounts.

Company

Bonus

SignUp

*Sign up bonus with terms and conditions

**Celsius Network is offering deposit bonus promo codes

Crypto.com Referral Code: mcmk7qgbhh

Celsius Network Code: 187146807e

Blog Posts about Earning Cryptocurrency Interest

Below you find our blog posts about earning the best interest rates APY on your cryptocurrency holdings.

Kucoin Earn Rewards Explained and Review

10 May, 2022

Here we explain and review the Kucoin Earn feature on the Kucoin crypto exchange. With Kucoin Earn you can earn passive income by lending but

Coinloan Review 2022 with interest rates and fees

4 May, 2022

This Coinloan review 2022 focuses on Coinloan interest rates for earning yield on your cryptocurrencies as a lender. Coinloan is a peer-to-peer lending platform available

Best Fantom FTM Interest Rates and Staking Rewards

3 May, 2022

We publish the best Fantom FTM interest rates and staking rewards. Here, you find information about where to deposit to earn the best crypto yield

MyCoinTainer Review 2022 – Staking Rewards – Is it legit?

3 May, 2022

This Mycointainer review 2022 goes through the masternode staking platform in terms of staking rewards and more. Mycointainer offers a great opportunity to earn passive

Midas Investment Review 2022 – Is it legit and safe?

2 May, 2022

In the Midas Investment review, we cover investment strategies, security, legitimacy, rewards and interest rates. Midas Investment is a great place to the best earn

Earn Best 1Inch Interest Rates and Staking Rewards

26 April, 2022

We present how to earn the best 1Inch interest rates and staking rewards. Compare the highest APY to earn more yield on your cryptocurrency holdings.

Best Ethereum ETH 2.0 Consensus Layer Staking and Trading Opportunities

21 April, 2022

We focus on staking ETH 2.0 and if you can buy, sell or trade when you have staked your Ethereum ETH coins. We have listed

Kusama KSM best interest rates and staking rewards

21 April, 2022

Find Kusama KSM best interest rates and staking rewards in this article. In addition, you find where is the best place to buy Kusama KSM.

How to earn Zilliqa ZIL interest rate or staking rewards?

21 April, 2022

This article focuses on earning Zilliqa ZIL interest rate and staking rewards. Also, you will find information about what Zilliqa is and where is the

What is crypto passive income?

Crypto passive income is earnings derived from something in which a person is not actively involved. The most common examples are

Interest or savings account (where a 3rd party uses your funds for lending or liquidity providing). Some examples are Celsius, NEXO, BlockFi, Crypto.com, and YouHodler.
You are staking where your funds are used to secure a proof-of-stake network (Compare mining rewards for the Bitcoin network). Examples of some exchanges providing staking services are Kraken, Binance, and Coinbase.

Can I earn interest on my stablecoins like USDT?

You can earn great interest rates on your USDT and stablecoin holdings.

The best interest rates are achieved on crypto stablecoins, and for USDT, you can get more than 12%. Read more about the best USDT interest rate to earn the highest APY.

Also, we have listed the best USDC interest rates in this article.

What different ways are there to earn crypto passive income?

There are many different ways to earn crypto passive income. At Cryptocoinzone, we have listed the following methods to earn crypto passive income

Crypto Interest Saving Account
Crypto Staking Rewards
Defi alternatives (liquidity mining and yield farming)

Are there any risks with crypto passive income?

Yes, as for any investment, crypto passive income investments involve risks.

What risks are you facing when you deposit into crypto passive income?

We have identified some risks we think represent significant risks. However, remember that you are always responsible for your own money. There are certainly more risks than these listed below.

Cryptocurrencies are not a regulated market (There are still many scams around)
Many of the options we list on this site involve depositing your funds into a 3rd party. Of course, a third party can be a scam, but they can be legit and get hacked or fail to operate for many other reasons.
The cryptocurrency market is volatile.
Be aware of the tax rules in your restriction. For example, you might get a high passive income you have to pay tax for, but your crypto might be worthless once you pay the tax.

Read more about crypto risk management strategies.

Do you own risk versus rewards

You are always responsible for doing your own risk versus rewards calculations.

Why?

Because you are responsible for your funds, there are many personal questions to ask yourself here. Some examples are

Can I lose this investment and still pay my everyday expenses?
Do I invest in the long term or short term?
Do I invest for a particular expense or economic freedom?
What significant expenses will I have shortly?

Read more in our crypto risk management article to get more ideas on minimizing risk.

What is the best crypto interest rate I can get?

It´s essential to not only look at the best interest rate since there are so many more things to weigh in here.

For example, many Defi protocols can offer insane reasonable interest rates only because the inflation rate is super high. CAKE is an obvious example here.

So, is there any deflationary token that gives interest?

Yes, there is one and almost 1

Binance Coin is a deflationary token since Binance burns BNBs dependent on how much they collect in fees for each quarter. Read more about the best Binance Coin BNB interest rates.
Ethereum ETH is almost deflationary after introducing the EIP 1559, where some of the fees collected are burned. On top of this, you can earn 5-6% staking rewards on Ethereum 2.0. Read more about the best Ethereum ETH interest rates.

What is a crypto interest saving account?

A crypto interest saving account is where you can deposit your cryptocurrency and earn interest. Your money is used for different purposes, but the most common is lending or liquidity. Some companies offering this service are with linked reviews.

What is APY?

The annual percentage yield (APY) is the real rate of return earned on an investment, taking into account the effect of compounding interest.

What is ROI?

Return on investment (ROI) is a performance measure used to evaluate the efficiency or profitability of an investment.

To calculate ROI, the benefit (or return) of an investment is divided by the cost of the investment. The result is often expressed as a percentage or a ratio.

The difference from APY is that ROI doesn’t consider time, while APY is per year by definition.

What is compounding interest?

Compound interest (or compounding interest) is the interest on a deposit calculated based on both the initial principal and the accumulated interest from previous periods.

Let´s take an example.

Sometimes the interest rate is stated as APY and APY with compound.

APY is when you deposit 1 Bitcoin, for example, but you don´t add the interest payouts to the account

APY with the compound is when you deposit 1 Bitcoin, for example, and you add that amount to your interest account for every monthly, weekly, or daily payout. So, if the payout is weekly, the first payouts will earn 51 weeks, 2nd payouts 50 weeks, etc.

What is defi?

Defi is short for “decentralized finance.”

Decentralized finance is a term for various financial applications in cryptocurrency or blockchain geared toward disrupting financial intermediaries.

The community owns decentralized applications and not by a central part.

What is defi lending and borrowing?

Defi lending and borrowing is a form of peer-to-peer lending by a smart contract. There are no middlemen and not even a company that connects the borrower and lender.

Read more about Defi lending and borrowing in our Compound COMP and AAVE article.

What are the best crypto interest sign up bonuses and offers?

Many of the companies offering great way to earn interest on your cryptocurrency holdings also are offering great sign up bonuses and offers. For example, you can get up to $250 with BlockFi or $50 with Celsius. See all the bonuses and offers currently active.

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Best Crypto Interest Rates APY