Best Polygon MATIC Interest Rates APY and Staking Rewards

Best Polygon MATIC interest rates and highest ROI

We list the best Polygon MATIC interest rates, APY, and staking rewards. In addition, we will guide you through the best places to deposit your MATIC so you will earn the highest ROI and get the best crypto APY interest rate.

Getting a yield on your cryptocurrency holdings to grow your portfolio over a long-term investment period is crucial.

As you can read below, Polygon MATIC will give you an excellent yield in different interest accounts.

No Financial Advice, Information only. Do your own research

Where can I earn the best Polygon MATIC interest rate?

In the table below, we have listed all the best places to receive Polygon interest on your MATIC holdings.

As you can see, the interest rates are suitable for the Polygon MATIC token.

We believe depositing into crypto interest accounts is the best crypto HODL long-term investment strategy for beginners.




*Sign up bonus with terms and conditions

**Reduction in fees

Earn Polygon MATIC interest Payouts on NEXO

NEXO is offering the best Polygon MATIC interest rate. Here, you can get 16% APY which is excellent! However, the base interest rate is 10%, and to achieve the extra 6%, you must fulfill some criteria listed below.

NEXO is a regulated and licensed crypto lending company with insurance.

However, to receive the best MATIC interest rate, you have to:

For example, to receive 16% interest on your Polygon, you have to:

  • Become a Platinum Loyalty tier client by making sure 10% or more of your Portfolio Balance comprises NEXO Tokens (Up to 1% extra).
  • Opt to earn your interest in NEXO Tokens for up to 4% additional interest.
  • Create a 1-month Fixed Term for an extra 1% interest.


  • Understanding all criteria to achieve the highest interest rates is a bit complicated.

MyCointainer Polygon MATIC Staking Rewards

Mycointainer offers the best staking rewards for Polygon MATIC and allows US investors to sign up and earn. Mycointainer is an online automatic staking masternode platform.

It’s a very easy-to-use and beginner-friendly interface. In addition, customer support is extremely fast to respond to any inquiries.


Kucoin Margin Lending Polygon MATIC Interest rates

Kucoin margin lending is a marketplace for peer-to-peer lending and borrowing.

Here, borrowers funds their margin with the help of this market, and lenders receive interest on their holdings.

Kucoin lending is available for US customers.

See the current Polygon MATIC lending rates at Kucoin. Polygon MATIC Interest Rate has one of the best interest rates for the Polygon MATIC token,

However, you must fulfill some of the criteria to receive a reasonable rate, and if you are not prepared to do so, you better check Binance, or YouHodlder, which will give you around 11-12% with no or fewer requirements.

The interest rate is dependent on

  1. How many CROs have you staked (Or the fiat value of your staked CRO)
  2. Your lock-up period (Flexible, one month or three months) is offering the best Crypto debit VISA card cashback and rewards. SignUp Bonus

When you signup with via our referral link and stake CRO for a Ruby metal VISA card ($400) you will get $25 in a welcome bonus. The ruby card will give you 2% cashback on all purchases and 100% back on Spotify. Referral Code: mcmk7qgbhh

Binance Earn Polygon MATIC Interest Rate

Binance offers some of the best Polygon MATIC interest rates, 13.9%. Also, the only requirement is to lock up your funds for a short period, 60 days. 

Also, you can lock up your funds for 30 days and still receive the best interest rate, 11.34%. Read more about Binance locked staking review and rewards.

With Binance’s flexible staking, you can earn 6% APY.

Binance Earn Lock Staking Periods and Personal Quota for ATOM

The table below shows how long you have to lock your staking for a specific Polygon MATIC APY interest rate. Also, you can see the maximum quota allocation per account for each locking period.

Locked Staking



What is Polygon MATIC?

Previously known as the Matic Network, Polygon is an interoperability layer 2 scaling solution for building Ethereum-compatible blockchains.

The blockchain uses the Matic token for governance, staking, and gas fees via a proof of stake (PoS) consensus mechanism.

Ethereum logoRead more: Best Ethereum ETH 2.0 Consensus Layer Staking and Trading.

What is a layer two scaling solution?

Pyramid with layers

The main goal of a layer two solution is to scale layer 1 (In this case Ethereum Mainnet) by handling transactions off the main chain. However, it should still take advantage of the robust decentralized model of the Mainnet.

If a Mainnet becomes too busy, transaction speed and cost suffer, making the user experience poor, and in the worst case, applications and users will leave the network.

Therefore, layer two scaling solutions have a vital role in the future of blockchains because it seems no layer one solution can process enough transactions yet.

Read more: Best Ethereum ETH Interest rates and staking rewards.

Coin Bureau about Polygon MATIC

Polygon MATIC is a promising Ethereum layer two solution for the network to scale.

The largest crypto channel on Youtube, Coin Bureau, has covered Polygon MATIC several times.

Below, you will find the latest video about Polygon MATIC.

Polygon Interest Account VS Staking

There are two different ways to earn Polygon MATIC passive income.

  • Polygon MATIC interest account (Deposit to a 3rd party crypto lending/borrowing/staking company)
  • Polygon MATIC staking rewards (Stake on the proof-of-stake chain)

In this article, we have focused on the first alternative, where we have compared different 3rd party services offering different interest rates for MATIC deposits.

However, you might also want to stake your Polygon directly onto the chain to contribute to securing the network and get rewarded.

Crypto Investment Strategy 2022 - HODL

Many people ask about the best crypto investment strategy for 2022. But, of course, this is highly dependant on personal criteria and preferences.

However, the HODL strategy is always an alternative for everyone since it is the most passive form of investment. Also, it tends to create the least taxable events, calculations, and accounting.

In addition, it is probably the least volatile way to invest in a cryptocurrency.

Read more about the best crypto investment strategy for 2022.

Why look for the best Polygon MATIC interest rate?

It´s essential to look after the best Polygon MATIC interest rate.


Over the long term, there will be an extreme interest on the interest or compounding effect.

In the image below, you can see a famous quote from Albert Einstein regarding compound interest.

Compund interest

Make sure to make your money work for you.

Are there any Risks with Polygon MATIC interest accounts?

Crypto investment Risk symbol

Yes, as for any investment, there are risks associated with Polygon MATIC interest accounts.

Some of the risks are

  1. The company you deposit into can go bankrupt
  2. The company you deposit into can be hacked
  3. The cryptocurrency you own can lose in value (Also, some of the above companies have a lock-up period, and you might not be able to sell in time)

Read more about crypto risks in our article about crypto risk management.

Of course, others are also a risk in the Polygon MATIC token. But, in general, there is less risk if the marketcap is larger (There are always exceptions but in general). In other words, the least risky crypto investments would be Bitcoin BTC and Ethereum ETH.

Best place to buy Polygon MATIC

We have listed the three best altcoin exchanges to buy Polygon MATIC in the table below. Coinbase and Kraken are US-regulated and allow US residents to sign up and trade. 

Binance is not regulated and doesn’t allow US traders to sign up.

If you sign up with Binance, you will get -20% off all fees ever charged by Binance.




*Sign up bonus with terms and conditions

**Reduction in fees

Pay tax on Crypto Matic Interest Payouts

Yes, you have to pay tax on your crypto interest payouts. This apply to all cryptocurrencies, including MATIC interest payouts. 

These are usually taxed as income from capital but can varies from country to country.

There are two very good crypto tax software that will automate your tax reporting procedure for you. These are Cointracking and Koinly.

Tax Software



Cointracking crypto tax software logo
Koinly Logo

No Financial Advice, Information only. Do your own research