Best USDC Interest Rate APY

Best USDC Interest Rates and Savings Accounts

We list the best USDC interest rate APY options for you. 

If you HODL other stablecoins or cryptocurrencies, compare and earn crypto interest rates APY and the highest staking rewards.

No Financial Advice, Information only. Do your own research

Best USDC Interest Rates APY

We have listed all the best USDC interest rates in the table below. As you can see, you can earn up to 16% on your USDC holdings with NEXO.




*Sign up bonus with terms and conditions

**Reduction in fees

NEXO USDC Interest rates APY

NEXO can give you up to a 14% interest rate on your USDC holdings.

NEXO is mainly a crypto lending and borrowing platform with exchange features and more functionalities.

The introductory interest rate for USDC and any stablecoin is 8% on NEXO.

However, if you fulfill specific criteria, you can earn up to a 14% interest rate.

These criteria are

  1. Choose to receive your interest payouts in the NEXO token
  2. Choose to lock up your funds for one month at the time
  3. Have a certain percentage of NEXO tokens in your portfolio

YouHodler USDC interest rates

YouHodler will give you some of the best USDC interest lending rates. YouHodler has no introduced loyalty levels with requirements and different interest rates.

If you HODL Dogecoin DOGE, Youhodler is offering the best Dogecoin DOGE interest rate APY. USDC Interest rates can give you the absolute best USDC interest rate.

However, you should be aware of the obligations you need to fulfill to receive 15% interest on your USDC holdings.

Here, we summarize them.

  1. You have to stake their native token, CRO, equivalent to $40.000
  2. You have to lock your funds for three months at a time.
  3. You will get 12% paid out in USDC and 2% extra in CRO.

$25 SignUp Bonus

When you signup with via our referral link and stake CRO for a Ruby metal VISA card ($400) you will get $25 in a welcome bonus. The ruby card will give you 2% cashback on all purchases and 100% back on Spotify.

Binance USDC Interest rates

Binance is offering a lousy USDC interest rate, and you might not even want to consider depositing to Binance to earn this low-interest rate.

Instead, Binance is offering great rates for other cryptocurrencies like

What is USDC stablecoin?

USD Coin (USDC) is a digital stablecoin pegged to the United States dollar.

USD Coin is managed by a consortium called Centre, founded by Circle, and includes members from the cryptocurrency exchange Coinbase and Bitcoin mining company Bitmain, an investor in Circle.

What is a crypto stablecoin?

A crypto Stablecoin is designed to be stable, or pegged, to another asset. The most common stablecoins are USD pegged crypto stablecoins like USDC, USDT, and UST. In addition, however, there are crypto stablecoins pegged to EUR, GBP,  or even gold.

USDC Stablecoin Explained in Youtube in 90 seconds