Best USDC Interest Rate To Earn Highest Yield

Best USDC Interest Rates and Savings Accounts

We list the best USDC interest rate options for you. Here, you can choose between many different saving accounts and get yields between 8-14%. This yield will give you a great crypto passive income.

Remember to make a risk versus reward calculation or estimate before investing in new products.

If you HODL other stablecoins or cryptocurrencies, visit the best crypto interest rates APY and staking rewards.

No Financial Advice, Information only. Do your own research

Best USDC Interest Rates

We have listed all the best USDC interest rates in the table below. As you can see, you can earn up to 14% on your USDC holdings. However, terms and conditions are applied to get the 14% with

The highest interest rate with no additional terms does YouHodler have.

BlockFi has the best deposit bonus for crypto interest accounts. Also, the Celsius´crypto deposit bonus is excellent and doesn´t request the same amount of the first deposit as the BlockFi bonus does.




*Sign up bonus with terms and conditions

**Reduction in fees

***Celsius Network is offering deposit bonus promo codes 

Midas Investment

Midas Investment is a crypto custodial investment platform generating interest for its customers. They have attracted over 18,000 investors and have more than $22 million in assets under management AUM.

Midas Investment is generating yield by finding inefficiencies arising in fast-developing Defi markets. Read more about Midas Investment strategies and review.

Kucoin Lending USDC Interest Rates

Kucoin margin lending offers you the opportunity to earn interest on your stablecoin USDC holdings.

Kucoin lending is a peer-to-peer P2P marketplace where Kucoin matches lenders and borrowers. Borrowers use the funds for margin leverage.

The USDC interest rates are dynamic since it’s an open marketplace. However, you can always see the current USDC interest in Kucoin lending.

Celsius USDC interest rate

Celsius is offering a decent return of 8.88% on your USDC holdings. Celsius Network is offering high-interest rates for many different stablecoins like TUSD, GUSD, PAX, USDT, TGBP, TAUD, THKD, TCAD, BUSD, MCDAI, and ZUSD.

Celsius Network is a regulated and licensed crypto lending company with no insurance policy.

On top of this, you can get a $50 first deposit bonus from Celsius. Celsius also offers many additional bonuses if you deposit more into their saving products.

Celsius SignUp Bonus

Celsius has a great signup bonus where you will get $50 in BTC when you sign up with our referral link and deposit at least $400. The bonus will be released after 30 days.


NEXO USDC Interest rates APY

NEXO can give you up to a 12% interest rate on your USDC holdings.

NEXO is mainly a crypto lending and borrowing platform with exchange features and more functionalities.

The introductory interest rate for USDC and any stablecoin is 8% on NEXO.

However, if you fulfill specific criteria, you can earn up to a 12% interest rate.

These criteria are

  1. Choose to receive your interest payouts in the NEXO token
  2. Choose to lock up your funds for one month at the time
  3. Have a certain percentage of NEXO tokens in your portfolio

BlockFi USDC interest rates Yield

BlockFi gives up to an 8% interest rate for your USDC deposits. BlockFi is one of the largest and oldest borrowing and lending companies. They are licensed and regulated in some jurisdictions but they don´t hold any insurance over customers’ funds.

BlockFi is giving the best available welcome bonus where you can get a $250 sign-up bonus with BlockFi.

$250 BlockFi SignUp Bonus

BlockFi has probably the best signup bonus among all interest accounts. Here, you can get $15 when you deposit $100 but you can get up to as much as $250. Go to BlockFi via our link for full terms and conditios.

YouHodler USDC interest rates

YouHodler will give you the best USDC interest rate with no obligations like lock-up periods, loyalty levels, or payouts in any native token.

Here, you will get a flat 12% on any deposits up to $100.000.

If you HODL Dogecoin DOGE, Youhodler is offering the best Dogecoin DOGE interest rate APY. USDC Interest rates can give you the absolute best USDC interest rate.

However, you should be aware of the obligations you need to fulfill to receive 15% interest on your USDC holdings.

Here, we summarize them.

  1. You have to stake their native token, CRO, equivalent to $40.000
  2. You have to lock your funds for three months at a time.
  3. You will get 12% paid out in USDC and 2% extra in CRO.

$25 SignUp Bonus

When you signup with via our referral link and stake CRO for a Ruby metal VISA card ($400) you will get $25 in a welcome bonus. The ruby card will give you 2% cashback on all purchases and 100% back on Spotify. Referral Code: mcmk7qgbhh

Binance USDC Interest rates

Binance is offering a lousy USDC interest rate, and you might not even want to consider depositing to Binance to earn this low-interest rate.

Instead, Binance is offering great rates for other cryptocurrencies like

What is USDC stablecoin?

USD Coin (USDC) is a digital stablecoin pegged to the United States dollar.

USD Coin is managed by a consortium called Centre, founded by Circle and includes members from the cryptocurrency exchange Coinbase and Bitcoin mining company Bitmain, an investor in Circle.

What is a crypto stablecoin?

A crypto Stablecoin is designed to be stable, or pegged, to another asset. The most common stablecoins are USD pegged crypto stablecoins like USDC, USDT, and UST. In addition, however, there are crypto stablecoins pegged to EUR, GBP,  or even gold.