Best Bitcoin Passive Income – Earn Cryptocurrency

Bitcoin passive income

Are you looking for the best opportunities for Bitcoin passive income?

Well, you have come to the right place. 

Read about how you can earn more Bitcoin by interest accounts.

This is a guide on how to invest Bitcoin to earn passive income on your Bitcoin and crypto holdings. 

However, if you don’t have any Bitcoin or crypto you must first buy some. 

Read our guides on how to buy Bitcoin and cryptocurrencies.

Do you hold other cryptocurrencies and want to earn passive income?

Go to our full table and learn how to earn crypto passive income on almost any cryptocurrency.

Now, lets focus on Bitcoin passive income from an interest saving account.

No Financial Advice, Information only. Do your own research

Introduction to Bitcoin and Crypto Passive Income

There are several ways to earn adequate money from bitcoin passive income channels. 

In this article, we cover the different ways we currently using ourselves since we believe those are the best. 

We will also summarize in the end why we didn’t include certain Bitcoin passive income possibilities and why we have ended spending time on those.

Company Reviews



*Sign up bonus with terms and conditions

Binance for Bitcoin passive Income

Binance is offering among the best Bitcoin passive income opportunities when the Binance locked saving is available for Bitcoin. However, these terms can be filled up and are not always available. When we did checkin the 23th of September all locked savings accounts were filled up and the only availabe term was Binance flexible saving for 0.5%.

At Binance you can earn passive income on almost all you different cryptocurrencies to a very competitive rate.

Binance Earn as passive income

The Binance Earn section is where you can earn Bitcoin passive income and interest on your cryptocurrenies. Binance is offering 7% interest on your Bitcoin holdings.

The easiest way to navigate here is to click on 

  • Finance -> Binance Earn

Here, you can search for any cryptocurrency you want to earn interest on.

Once you have searched, you will get all available alternatives for that particular cryptocurrency.

There are several categories Binance is offering you to earn interest from. These categories are

Read more about Binance features in our Binance review.

Get -20% on all fees charged by Binance with our referral code Bitcoin Interest Account exchange logo App has a feature called Earn in their mobile app which is a Bitcoin and crypto interest account. Here you can deposit your crypto and lock it for different periods:

  • Flexible account
  • 1 month
  • 3 months

Here are the different Bitcoin interest rates based on the lock up period and your CRO staking amount.

  • 1.5-4.5 %, if you stake less than 400 CRO
  • 2-6.5 %, if you stake more than 4.000 CRO
  • 2-8.5 %, if you stake more than 40.000 CRO

The CRO staking will also help you to get a CRO Visa card with better rewards.

You can get a $25 bonus when you sign up with the app with our referral code. You need to deposit $400 to release the bonus. Exchange also have a desktop version where they offer somewhat different features. Here, you can stake your CRO for a passive income or deposit to Supercharger which you can read more about in our dedicated article.

For the CRO staking in the exchange you have to lock you CRO for 6 months. For this, you will get lower trading fees and more rewards which you can see in the screenshot below.

You can get a 2% deposit bonus, up to 500 CRO when you sign up via us to the exchange, which is a web application and different from the mobile application.


– Flexible contract lengths (Also, lock for 1 month or 3 months in the app)

– Interest account for many different cryptocurrencies (in the app)

– Supercharger feature (in the desktop version)


– You can only earn passive income in the app

– Low interest rates (even if you stake 250.000 CRO) Referral Code: mcmk7qgbhh

Celsius Bitcoin Interest Account

Special promo: Get $50 FREE. Sign up as a new user and deposit at least $400 worth of crypto and hold it for 30 days.

Investors can earn Bitcoin through Celsius Bitcoin interest account, paid on a weekly basis. 

Celsius Network has a loyalty plan where you will earn more interest if you hold more in the CEL token. The loyalty level is calculated as a ratio between your total holdings and your CEL holdings.

Plans are completely flexible, while interest rate stands between 3% and 14%, depending on whether you wish to earn in CEL token. 

However, you do not have a minimum deposit limitation and can start earning immediately after the registration.


– No minimum deposit limitations

– Downloadable app

– 50$ bonus

– Great interest rates

– Great reward an loyalty program

– Free withdrawals


– No desktop version

– No exchange feature

– You can not buy, or sell, CEL tokens in the app

– They keep lowering the interest rates

In the screenshot above, you can only see a portion of all cryptocurrencies available on Celsius to earn interest on.

Celsius SignUp Bonus

Celsius has a great signup bonus where you will get $50 in BTC when you sign up with our referral link and deposit at least $400. The bonus will be released after 30 days.


Blockfi Bitcoin Interest Account

Blockfi interest account and crypto passive income screenshot

Blockfi Bitcoin interest account can help you earn up to 6.2% on your crypto deposits. 

The platform employs tiers on their programs, depending on how many BTCs you wish to deposit. 

So, between 0.5 and 10 BTC will get you 6.2% while more than 10 BTC will get you 2.2% of the interest rate. 

Additionally, 0.5 BTC (around $5,500) is a minimum deposit amount. Payments of interest are made at the beginning of each month.

Read more about BlockFi in our BlockFi Review.


– Flexible deposit

– Exchange/Trading feature

– You can choose what cryptocurrency you want your payments in


– Few cryptocurrencies

– Payment once every month

– Only 1 free withdraw per month

– Keep lowering the interest rates

Nexo Bitcoin Interest Account

Nexo Bitcoin Interest Account logo

Nexo Bitcoin interest account is quite attractive in terms of deposit requirements. You do not have a minimum amount of cryptos that need to be deposited nor do you have any timeline limitations. Thus, you can deposit, earn daily, and withdraw at your leisure. Interest rate is 8% annually, higher than with other platforms. Read our full Nexo io review 2020 to see all interest rates.

However, the company works only with stablecoins (USDT, TUSD, USDC, PAX, and DAI). Thus, you need to swap your Bitcoins with stablecoins and then use Nexo savings services.


– No minimum deposit requirements

– Interest paid on daily basis

– Interest for fiat currencies (No other platform offers this)


– No exchange feature

– Not possible to buy Nexo tokens on the platform (or it is possible but expensive)

Kraken Bitcoin Interest Rate

Kraken offers staking in more cryptocurrencies than Coinbase.

In the screenshot below, you can see all available cryptocurrencies and the rates you will receive.

Its very easy to start staking with Kraken.

  1. Deposit staking assets – Buy assets or fund your Kraken account with one of the assets that are eligible for staking below.
  2. Select an asset to stake – Choose from the available assets in your spot wallet.
  3. Earn rewards as passive income – You will receive rewards twice a week from your staked assets.

YouHodler Bitcoin Interest Rate

YouHodler is giving 4.8% interest rate on the Bitcoin saving account.

YouHodler has no lock up periods and no native token staking requirements.

You must deposit minimum $100 equivalent and yo can earn interest on maximum $100.000 equivalents.

Pros and Cons YouHodler


  • No native token requirement
  • No lock up periods


  • Many different withdrawal fees
  • Minimum $100 deposit and maximum $100.000

Can I also earn interest on my USDT holdings?

Yes, you can earn great interest rates on your USDT stablecoin holdings.

In addition, USDT can give you among the best yields and you can find interest rates of +12%.

Read more about the best USDT interest rates.

No Financial Advice, Information only. Do your own research

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