We have searched out all the best Monero XMR APY interest rate accounts and listed them in this article.
Since Monero XMR is considered as a privacy coin regulators are looking into it and many exchanges and borrowing sites have chosen to delist it.
Still, there are some of the best interest earning sites offering Monero XMR APY for you.
No Financial Advice, Information only. Do your own research

In the quote below, you can read out how important and valuable privacy is according to Edward Snowden. Read more further down about what a privacy coin is.
Monero XRM best Staking APY Interest Rates
There are not many places where you can find Monero XRM staking APY interest-earning possibilities.
However, we have searched around crypto lending companies, exchanges, and Defi platforms to find the best Monero XRM staking APY interest rates.
Coinloan offers Monero XRM interest accounts with up to 7.2% APR. Also, Kucoin lending has a peer-to-peer market for margin funding where the rates are set by the market.
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*Free sign-up bonus with terms and conditions
**Reduction in fees
- Allow US residents to earn interest
Coinloan - XRM best Staking APY Interest Rates

CoinLoan is an onlinc crypto platform for cryptocurrency borrowing, lending, and exchanging.
Here, you can deposit many different cryptocurrencies to earn some of the best APY interest rates, including Monero XMR.
Kucoin - XRM best Staking APY Interest Rates

Kucoin is one of the best crypto exchanges, especially the altcoin crypto exchange. At Kucoin you can find many odd altcoins to trade with a decent volume with very low trading fees.
In addition, Kucoin has its Kucoin Earn feature with Kucoin margin lending.
What is Monero XMR?
Monero XMR was launched in 2014 and is a privacy-oriented, open-source cryptocurrency.
Monero operates similarly to other blockchains with a public ledger with all the transactions on the network.
However, Monero makes transaction details, like the identity of senders and recipients and the amount of every transaction, anonymous by disguising the addresses used by participants.
In addition, the mining process for Monero is based on a principle that all people are equal and deserve equal opportunities.
Because of this, its developers did not keep any stake for themselves when they launched Monero, but they bank on contributions and community support to further develop the virtual currency.
What is a crypto privacy coin?
Privacy crypto coins work similarly to other cryptocurrencies with a public blockchain network to record and validate transactions, and owners of the digital currencies can store them in various types of cryptocurrency wallets.
However, one key difference is that privacy coins wrap the basic functions in layers of additional security to anonymize the transactions and/or the identities of each wallet holder.
More about Monero from Coin Bureau
Best Exchange to buy Monero XMR?
Because of the private nature of Monero XMR, many exchanges are afraid of what regulators are about to do with such privacy coins since it makes the KYC and AML control a bit harder.
However, there are still some great Bitcoin and altcoin exchanges listing XMR markets.
We have listed the best Monero XMR crypto exchanges.